Questions? We have answers.
1. What Services Does Gold Capital Solution Offer?
We offer a range of services tailored to meet your real estate investment needs. Our offerings include Fix & Flip, Buy & Hold, Refinance, Commercial, New Construction, and Private Money Loans. We also provide Proof of Funds Letters, Collateral DNA Reports, Debt Stack Reports, and high-equity off-market property leads, so you are not competing with other investors in your area.
2. What are the benefits of private money lending?
Faster access to capital Flexible loan terms No minimum credit score requirements Ability to finance properties that traditional lenders may reject
3. Are you a Lender or a Broker, and are there fees or commissions involved?
We are both a lender and a broker. If we can’t provide the funding you need directly, we work with a large network of lenders to secure the best financing for you. We believe in providing options so you can access the best rates and fastest closings.
If you need 100% funding, we also offer split equity opportunities to cover your purchase, rehab, and closing costs. Regardless of loan type, there is always a 3% broker fee, which is standard in the industry.
4. How do you decide the amount to lend?
We lend based on the asset you have under contract. Typically, we offer up to 90% of the purchase price and 100% of the rehab cost. Ask us how to secure up to 100% funding!
5. I need 100% financing. Can you do that?
Yes! Through joint venture partnerships, we can provide 100% financing for qualified deals.
6. What Does True 100% Funding Mean?
We fund 100% of your purchase, rehab, and closing costs up to 70% of the ARV when a joint venture is established between Gold Capital Solution and the borrower.
7. How long does it take to close a transaction?
Approximately 14 days after receiving all required documentation Documentation collection can take 3 to 4 weeks depending on how quickly you and your team submit the necessary paperwork We recommend aiming for 30 days to ensure a smooth closing process
Remember: If timing is critical, you likely have competition, and competition rarely results in the best deals. Bring your deal to us early so we can help you strategize!
8. What Does FHA Cap Mean?
The FHA Cap represents the maximum loan amount for a county. To find the FHA Cap in your county, visit:
FHA Mortgage Limits (hud.gov)
9. What Does ARV Mean?
ARV (After-Repair Value) is the estimated value of a property after renovations are completed.
10. What Does Asset-Based Lending Mean?
Asset-based lending is a loan where the decision is based primarily on the value of the real estate under contract, not your credit score. While we do consider repayment ability, approval and loan-to-value depend mostly on the property itself.
11. What are your Loan Terms?
Loan amounts from $30,000 up to the FHA Cap in your property’s county
Rates start at 7% annualized interest with an origination fee of 0-3% (No prepayment penalties)
Loan Terms: 6 months – 2 years for Fix & Flip | 30 years for Buy & Hold or Refinance
One loan per applicant until a proven track record is established
12. Do I need an appraisal, and how much does it cost?
Yes. Gold Capital Solution requires an appraisal before closing. Appraisal costs range from $400 to $700 depending on the location.
13. Is a Licensed & Bonded Contractor Bid required?
In most cases, we require an itemized bid from a licensed and insured contractor before we process the loan.
14. Is my information kept confidential?
100% Absolutely!
Your privacy is our top priority. Any information you provide is completely confidential. If you’re looking for a reliable, reputable company that will treat you with professionalism, respect, and transparency—you’ve come to the right place!
Still have questions?
Contact us today!